Built for real-time advanced analytics Automate lending, leasing & data processing — with real-time decisioning.
Hatch accelerates approvals and reduces risk. A modular platform with drag-and-drop workflows, integrated IBV/KYC & credit data, and an automation rule engine — so teams make faster, more accurate decisions.
- Cloud or on-premises
- SOC 2-ready audit trail
Built for lenders, lessors, servicers and property managers
Collect & verify data automatically
One signed link drives the whole intake. The applicant sees only the fields relevant to the product, while Hatch pulls open-banking, credit-bureau and KYC data in parallel — no manual keying, no back-and-forth.
- Dynamic, product-aware intake
- Open banking / IBV — Flinks & Plaid
- Credit bureaus — TransUnion, Equifax, Experian
- Document authenticity & facial-liveness KYC
Decide in under a second
A proprietary rule engine scores every applicant against your configured logic and returns a decision in under a second. Each link carries a product identifier, so mortgage criteria never mix with auto-lease logic.
- Composite risk score · P95 < 800 ms
- Approved · Conditional · Denied · custom states
- Hot-reloadable logic — change policy without a deploy
- Low-confidence cases route to a Manual Review queue
Act on every decision automatically
On approval, Hatch generates the contract, disburses funds and syncs your CRM — no handoffs. Every step is written to an immutable, hash-stamped audit ledger.
- Contract generation & e-signature (PandaDoc, DocuSign)
- Push, wire & EFT disbursement
- Stage-by-stage CRM webhooks (Pipedrive)
- Write-once SHA-256 audit ledger
and, more features
Everything you need to automate decisioning end-to-end.
Configurable rule engine
Product-aware, sub-second decisions from externally-configured, hot-reloadable logic.
Open banking & cash-flow scoring
2,300+ personal / 1,800+ business data points normalized to ISO 20022, with a dynamic cash-flow stability score.
Fraud detection
Device fingerprinting, IP/ASN and velocity checks, and AI analysis of ID documents flag synthetic and scripted attacks.
Immutable audit ledger
Write-once SHA-256 records tied to the exact rule-set version — SOC 2 and regulator-ready.
No-code workflow builder
Drag, drop and connect nodes; the engine executes the serialized JSON/YAML directly — no developer cycle.
Loan servicing & rescheduling
Missed-payment detection and cash-flow-aligned rescheduling across any interval, interest-only or deferred.
Connect to the data sources you already use
Pre-built connectors handle authentication, rate limits, retries and schema normalization — so every provider response reaches the rule engine in one unified format.
Browse all connectors Modernize lending, leasing & verification today
Ready to automate underwriting, compliance and servicing? Join lenders, servicers and property managers building on Hatch.
